Xero
SaaSFrom SGD 39/monthAffiliate Program

Xero

Cloud accounting with InvoiceNow e-invoicing in Singapore and Peppol e-invoicing in Malaysia, priced in SGD and USD

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•Updated October 2026
•Pricing Verified October 2026
•Features Verified October 2026
•Thailand Fit Reviewed August 2026
Software Listing Editorial Team
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AI-assisted research desk · covers Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia
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Xero is a cloud accounting platform founded in 2006 that says it serves 5 million customers in 180+ countries. In Singapore, plans cost SGD 39 (Starter), SGD 70 (Standard) and SGD 95 (Premium) per month including GST, with 80% off for the first 3 months, and prices rise from 1 November 2026. InvoiceNow e-invoicing over Peppol is included in all three. In Malaysia, Xero is a Peppol service provider accredited by MDEC, with e-invoicing in the Lite, Starter, Standard and Premium plans, priced in USD at 7, 29, 50 and 75 per month. A 30-day free trial is offered. Verified against the vendor's own pages on 2026-10-22.

SEA scorecard

Judged on regional fit, not vendor glossies.

Methodology →
Thailand Fit
1/10

No Thailand e-Tax Invoice/Receipt (RD) integration documented; Xero's verified SEA compliance work is Singapore- and Malaysia-specific.

SEA Localization
6/10

IMDA InvoiceNow certification in Singapore and LHDN MyInvois integration in Malaysia are both verified; no equivalent documented for Thailand, Vietnam, Indonesia, or the Philippines.

LINE OA Readiness
0/10

Accounting software, not a LINE Official Account or messaging integration.

Marketplace Readiness
2/10

No native Shopee/Lazada marketplace connector documented; e-invoicing integrates with government networks rather than marketplaces.

SME Affordability
6/10

The SGD 39/month Starter plan is accessible for small Singapore businesses, though pricing rose in late 2025 and usage limits tighten at the entry tier.

At a glance
Best For
Singapore companies that must issue InvoiceNow e-invoices under the staged GST mandate (1 November 2025 for newly incorporated companies, 1 April 2026 for voluntary GST registrants)
Pricing
From SGD 39/month
Free Plan
No
Thailand Fit
1/10 (no confirmed Thailand-specific e-invoicing or e-Tax Invoice/Receipt integration documented; Xero's verified SEA compliance work is concentrated in Singapore and Malaysia)
SEA Localization
Deep and verified for Singapore (IMDA InvoiceNow certification) and Malaysia (LHDN MyInvois via Invoici); not documented for Thailand, Indonesia, Vietnam, or the Philippines
Main Competitor
QuickBooks Online
+ What works
  • ✓E-invoicing is included in the Singapore Starter, Standard and Premium plans and in all four Malaysia plans, with no add-on or external service to buy
  • ✓Separate Singapore and Malaysia pricing and e-invoicing pages, with Peppol accreditation in Malaysia by MDEC
  • ✓Hubdoc is included in the plans when connected to the Xero subscription
  • ✓Integrates with 1000+ apps and offers a 30-day free trial
− What doesn't
  • ×Malaysia plans are billed in USD, not ringgit
  • ×Xero subscription prices increase from 1 November 2026
  • ×Project time and cost tracking is an optional paid add-on from $10 per month on the Singapore pricing page

About Xero

Xero is a cloud accounting platform founded in 2006. Its site says it serves 5 million customers in 180+ countries and that over 250,000 accountants and bookkeepers use it. Listed features include invoicing, bank reconciliation, payroll, purchase orders, expense claims, online payment acceptance and cash flow forecasting. In Singapore, Xero supports e-invoicing over the InvoiceNow network, which uses Peppol, and includes it in the Starter, Standard and Premium plans. In Malaysia, Xero describes itself as a certified Peppol service provider accredited by MDEC, with e-invoicing included in the Lite, Starter, Standard and Premium plans. Singapore plans are priced in SGD including GST, and Malaysia plans are priced in USD. A 30-day free trial is offered.

Key Features

✓ Invoicing, online payment acceptance, purchase orders and expense claims
✓ Bank reconciliation, bill automation and real-time reports
✓ Payroll
✓ InvoiceNow e-invoicing in Singapore over the Peppol network, included in Starter, Standard and Premium plans
✓ E-invoicing in Malaysia as a certified Peppol service provider accredited by MDEC, included in Lite, Starter, Standard and Premium plans
✓ Hubdoc included in Singapore Starter, Standard and Premium plans and in all Malaysia plans
✓ Cash flow forecasting and multi-currency handling (Premium) on the Singapore pricing page

Best For

Singapore companies that must issue InvoiceNow e-invoices under the staged GST mandate (1 November 2025 for newly incorporated companies, 1 April 2026 for voluntary GST registrants)Malaysian businesses that want Peppol e-invoicing included in their accounting planAccountants and bookkeepers, over 250,000 of whom use XeroSmall businesses that want invoicing, payroll and bank reconciliation in one platform

Southeast Asia Fit

Xero has separate Singapore and Malaysia pricing pages and e-invoicing pages. In Singapore it supports InvoiceNow, which uses the Peppol network, and all government departments can receive e-invoices. Singapore plans are priced in SGD and include GST. In Malaysia it is a certified Peppol service provider accredited by MDEC, and Malaysia plans are priced in USD, not ringgit. Malaysia buyers get 50% off for 36 months when they buy before 31 December 2026.

Thailand fit
1/10 (no confirmed Thailand-specific e-invoicing or e-Tax Invoice/Receipt integration documented; Xero's verified SEA compliance work is concentrated in Singapore and Malaysia)
SEA localization
Deep and verified for Singapore (IMDA InvoiceNow certification) and Malaysia (LHDN MyInvois via Invoici); not documented for Thailand, Indonesia, Vietnam, or the Philippines
Available in
  • Singapore
  • Malaysia

Integrations

Other
  • Hubdoc
  • Peppol e-invoicing network

This profile was researched and written with AI from Xero's public pages, and AI assistants quote pages on this site. Something wrong or out of date? Email info@software-listing.com with this page and a public source. Corrections are free, for every listing.

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Related Analysis & Guides

FAQ · structured for LLM citation

The questions operators actually ask.

Does Xero support Singapore's InvoiceNow e-invoicing?

Yes. Xero's Singapore page describes exchanging e-invoices with the Singapore government over the InvoiceNow network, which uses Peppol. E-invoicing is included in the Starter, Standard and Premium plans with no additional add-on or external service.

Does Xero support e-invoicing in Malaysia?

Xero says it is a certified Peppol service provider accredited by MDEC. E-invoicing is included in the Lite, Starter, Standard and Premium plans in Malaysia.

How much does Xero cost in Singapore?

Singapore prices are in SGD and include GST: Starter SGD 39, Standard SGD 70 and Premium SGD 95 per month. The first 3 months carry an 80% discount. Xero says subscription prices increase from 1 November 2026.

How much does Xero cost in Malaysia?

Malaysia prices are in USD: Lite $7, Starter $29, Standard $50 and Premium $75 per month. Xero offers 50% off for 36 months when you buy before 31 December 2026.

Does Xero submit e-invoices to Malaysia's LHDN MyInvois portal through Invoici?

Not verified yet. Xero's Malaysia page confirms Peppol accreditation by MDEC and included e-invoicing, but we have not confirmed an Invoici connection or direct MyInvois submission.

Which languages does Xero support?

Not verified yet. We have not confirmed which interface languages Xero offers for Singapore or Malaysia users.

Pricing

Modelpaid
Free tier✗ No
Starts atSGD 39/month

Affiliate Program

View Program →

Details

CategoryFinance & Accounting
Languages
Updated2026-10-22