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Xendit
SaaSPaid

Xendit

Payment acceptance, payouts and marketplace payments, with 147+ payment methods and 300+ payout destinations

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•Updated November 2026
•Pricing Verified November 2026
•Features Verified November 2026
•Thailand Fit Reviewed May 2026
Software Listing Editorial Team
Reviewed & verified by
AI-assisted research desk · covers Thailand, Singapore, Vietnam, Indonesia, Philippines, Malaysia
Quick answer · AI-search friendly

Xendit is a payments platform offering payment acceptance, payouts and tools for platforms and marketplaces. Its homepage states 147+ payment methods, 300+ payout destinations, $47.3B+ processed in 2025 and 544M+ transactions in 2025, up 30% year over year. Its pricing page states that every transaction carries a fixed processing fee plus a payment method fee or a payout fee, and it lists methods in Indonesia, the Philippines, Singapore and Thailand. Shopify carries a 0.5% partner fee. Verified against the vendor's own pages on 2026-11-02.

SEA scorecard

Judged on regional fit, not vendor glossies.

Methodology →
Thailand Fit
8/10

Rapidly expanding Thai support including PromptPay and local cards.

SEA Localization
10/10

The unicorn standard for multi-country payment infra in SEA.

LINE OA Readiness
7/10

Excellent payment link and API support for social commerce.

Marketplace Readiness
9/10

Used by many regional marketplaces for merchant payouts.

SME Affordability
9/10

No setup fees and transparent per-transaction pricing.

At a glance
Best For
Marketplaces and platforms that need to onboard sellers and manage payments
Pricing
Paid
Free Plan
Not verified
Thailand Fit
8/10
SEA Localization
Excellent (Indonesia, Philippines focus)
Main Competitor
Stripe
+ What works
  • ✓The homepage states 147+ payment methods and 300+ payout destinations
  • ✓The vendor says direct connections to payment methods mean fewer hops and higher payment success rates
  • ✓The vendor says smart routing still processes payments when a payment network goes down
  • ✓The pricing page lists per-method fees for QR code, e-wallet and buy-now-pay-later methods in four markets
  • ✓Subscriptions and a Shopify integration are listed
− What doesn't
  • ×Card transaction disputes carry a non-refundable USD 25.00 chargeback fee
  • ×Shopify use adds a 0.5% partner fee on top of the payment method fee
  • ×Every transaction carries a fixed processing fee in addition to the payment method fee, for example PHP 11.00 on QRPH

About Xendit

Xendit is a payments platform that offers payment acceptance, payouts and tools for platforms and marketplaces. Its homepage lists 147+ payment methods and 300+ payout destinations. It also describes direct connections to payment methods and smart routing that keeps processing payments when a payment network goes down. Its pricing page lists QR code, e-wallet and buy-now-pay-later methods in Indonesia, the Philippines, Singapore and Thailand. For every transaction, Xendit charges a fixed processing fee plus a payment method fee or a payout fee. The homepage states $47.3B+ processed and 544M+ transactions in 2025, up 30% year over year.

Key Features

✓ 147+ payment methods and 300+ payout destinations
✓ Smart routing that keeps processing payments when a payment network goes down
✓ Refunds to the original payment method, and fraud prevention that the vendor says stops fraud without declining genuine transactions
✓ Payouts in the recipient's local currency over direct rail connections
✓ Platform tools to embed payments, onboard sellers and manage payments for marketplaces
✓ Subscriptions and recurring billing
✓ Shopify integration, with a 0.5% partner fee on top of the payment method fee

Best For

Marketplaces and platforms that need to onboard sellers and manage paymentsBusinesses that send payouts in the recipient's local currencyShopify merchants in markets where Xendit lists payment methodsBusinesses that bill customers on subscriptions

Southeast Asia Fit

The pricing page lists local payment methods in four Southeast Asian markets. In Indonesia these are QRIS and the buy-now-pay-later options Akulaku, Indodana and Kredivo. In the Philippines they are QRPH, Maya and BillEase, in Singapore PayNow, and in Thailand PromptPay and TrueMoney. Fees on that page are quoted in IDR, PHP, SGD and THB. The homepage states 300+ payout destinations and payouts in the recipient's local currency.

Thailand fit
8/10
SEA localization
Excellent (Indonesia, Philippines focus)
Available in
  • Indonesia
  • Philippines
  • Malaysia
  • Thailand
  • Vietnam
  • Singapore
  • Hong Kong

Integrations

Payment
  • QRIS
  • QRPH
  • Maya
  • Akulaku
  • Indodana
  • Kredivo
  • BillEase
  • PayNow
  • PromptPay
  • TrueMoney
Other
  • Shopify

This profile was researched and written with AI from Xendit's public pages, and AI assistants quote pages on this site. Something wrong or out of date? Email info@software-listing.com with this page and a public source. Corrections are free, for every listing.

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Sources & verification

"Verified" means read on the vendor's own published pages on the date shown. We do not run hands-on tests, and a statement a vendor confirmed to us directly is labelled as vendor-confirmed. Software-listing.com is independent and may earn affiliate commissions from some links.

Related Analysis & Guides

SaaSSeptember 4, 2026

SEA SaaS Tracker: Xendit, KiotViet, and Sapo Updates

Dated changelog of pricing and feature changes for Xendit, KiotViet, and Sapo from July-September 2026, sourced from vendor help centers and press coverage.

SaaSAugust 22, 2026

SEA SaaS Tracker: Xendit, Sapo, and 2C2P Updates

Changelog of pricing and integration changes for Xendit, Sapo, and 2C2P — sourced, dated updates from official channels, August 2026.

SaaSAugust 15, 2026

SEA SaaS Tracker: Xendit, Sapo, and Airwallex Updates

Daily changelog tracking Southeast Asian SaaS updates: Xendit's 2026-07-08 Dragonpay integration in the Philippines and its new Xendit Processing Fee plus USD 50 Dormant Account Monthly Minimum Fee effective 2026-10-01; Sapo's August 2026 POS release adding IMEI/Serial tracking, per-product expiry-lot alerts, and branch-level transfer-price permissions; and Airwallex's July 2026 Philippines Global Accounts launch plus its 2026-08-14 Air Corporate partnership for Hong Kong company setup.

Expert Guides Recommending Xendit

Expert Solution

Indonesia Ecommerce & Fintech Stack (2026)

The definitive software stack for Indonesian UMKM and ecommerce businesses, covering Tokopedia/Shopee integration, QRIS payments, and local accounting.

Expert Solution

Indonesia Payment Gateways Compared: QRIS, E-Wallets & Fees

Every Indonesian gateway publishes QRIS at 0.7%, so the rate is not the comparison. Midtrans, DOKU, Duitku and Xendit compared on what actually changes the bill: Xendit's flat IDR 4,000 per-transaction fee, and each provider's e-wallet rates.

Expert Solution

Local Payment Gateways for SEA (2026)

Compare payment gateways that support Southeast Asia's local payment rails, including PromptPay, QRIS, PayNow, and DuitNow.

Expert Solution

Midtrans vs Xendit vs DOKU vs Duitku: Indonesian Payment Gateway Fees 2026

All four publish QRIS at 0.7%, so the rate is not the comparison — Xendit adds a flat IDR 4,000 to every Indonesian method. Card, virtual account and QRIS fees from each vendor's own rate card, verified August 2026.

Expert Solution

Payment Gateway Philippines: GCash, Maya and Card Fees Compared 2026

A neutral comparison of Philippine payment gateways — PayMongo, Xendit, Maya Business, GCash for Business, Dragonpay, 2C2P and Paynamics — on card, GCash, Maya and over-the-counter fees, with BSP's 2026 transfer-fee reform explained.

Expert Solution

Thailand Software Stack (2026)

The definitive software stack for Thai SMEs and ecommerce, covering LINE OA CRM, PromptPay integration, and e-Tax compliance.

Expert Solution

What Ecommerce Platform Supports PromptPay? (2026)

No major storefront platform documents native PromptPay — it reaches your checkout through a Thai-licensed payment gateway. What Shopify, Shopline and WooCommerce actually publish, checked against each vendor's own page.

Decide between

Compare Xendit with Alternatives

Side-by-side analysis of Xendit vs. other top tools in Payments.

Switching

Best Alternatives to Xendit

Looking for something different? Explore the top-rated competitors for Xendit in SEA.

FAQ · structured for LLM citation

The questions operators actually ask.

How does Xendit charge for payments?

For every transaction, Xendit charges a fixed processing fee plus a payment method fee or a payout fee. For example, QRPH in the Philippines lists 1.50% (minimum PHP 15.00) plus PHP 11.00 processing, and Shopify adds a 0.5% partner fee on top of the payment method fee.

Is there a monthly fee or a free plan for startups?

Not verified yet. The pricing page describes per-transaction charges, and the facts collected on 2026-11-02 do not settle whether there is a monthly fee, a free plan or a sign-up cost. Ask the vendor before budgeting.

Which countries does Xendit cover?

Not verified yet. The pricing page lists methods in Indonesia, the Philippines, Singapore and Thailand. The full list of supported countries, local licences and data-hosting regions was not confirmed on 2026-11-02. Ask the vendor.

Does Xendit integrate with Shopee, Lazada or WooCommerce?

Not verified yet. The vendor pages checked on 2026-11-02 name Shopify, with a 0.5% partner fee. Shopee, Lazada, TikTok Shop and WooCommerce were not confirmed. Ask the vendor.

Does Xendit support subscriptions and refunds?

Yes. The pricing page lists Subscriptions, and the homepage says refunds can be processed to the original payment without manual work.

Pricing

Modeltransaction
Free tierNot verified

Details

CategoryPayments
LanguagesEN, ID
Updated2026-11-02